From home loan enquiry to approval in 1 week

From home loan enquiry to approval in 1 week

Today’s technology lets you get a loan faster than ever before.

We’ve built the Growth Point Capital Online Application process so you can get your loan moving wherever you are – on your phone, tablet or computer.

We’re not completely automated because banking is still hugely relationship driven.

Conversations need to be had. Questions need to be answered. Applications need to be followed up. Cases need to be argued.

And unlike a purely online lender or mortgage broker, we still have people involved every step of the way to make sure the right things happen.

That means there’s always someone you can call or meet and bounce ideas off.

Best of all, there’s no cost for you to use this process.*

The Process

  1. Submit the 2-minute online Quick Enquiry Form
  2. Complete the legals so we can collect your information and start looking at solutions
  3. Enter your information into our online application form
  4. You securely send us your bank statements via our partner, Bankstatements.com.au.
  5. We’ll get in touch – either in-person, or via phone or Skype to go through your borrowing needs and discuss lenders
  6. You pick the lender you want to proceed with
  7. You’ll receive a Credit Proposal Disclosure from us essentially confirming you want to go ahead with the lender in this is a DocuSign document (that is, still completed on your phone or tablet or computer)
  8. We create the application and submit it to the bank.
  9. They give us their decision (48 hours to 10 days, depending on the complexity of your application)When you come to us for help, we know you are giving us information that is very sensitive.

Security

We work with industry-leading solution providers like Salesforce.com, DocuSign and Bankstatements.com.au to collect and process your information sensitively and responsibly. 

If you’re concerned about a digital-only process for any reason, please contact us and we can provide you with an alternative (note: due to the nature of non-digital processes, timeframes can extend when the digital process is not used).

*The only cost to you comes if we submit a full application with your approval to a bank, and they accept it, and then you reject it. The most we’ll charge is $750 Ex GST. This is all clearly explained in our Credit Quote (part of the Legal form).