If you’re amongst the 37%* of Australians with a mortgage, you might remember what it’s like getting all your information in order for a home loan application.
For first home buyers, or if it’s been a while and you’re looking at applying for a new loan, our Head of Residential Lending, Andre Dixon, has put together a list of the documents and information you might like to get in order to help with a smooth and successful mortgage application.
- One (1) months’ statement of all debts in your name (Including Home Loans, Car Loans, Personal Loans, Credit Cards, Afterpay etc.)
- Two of your most recent payslips plus your Income Statement (Equivalent of the former PAYG Group Summary)
- If you’re self employed, two of your most recent tax returns plus the corresponding Notice of Assessments to match, along with two of your most recent Company Tax Returns and all other financials.
- Copy of your Driver’s Licence and Passport
- Three months’ bank statements for all accounts that show expenses and income
- A copy of your most recent rates notice to verify ownership information (if refinancing)
Our brokers can also work with you to get pre-approval from a lender so you know exactly how much you can borrow before you start looking for a home. Get in touch with us for assistance with your next property purchase.
*Australian Bureau of Statistics data, 2020